---
title: "MoneyFlow: Docs | phatdev.net"
url: https://phatdev.net/en/docs/moneyflow
lang: en
updated: 2026-10-23
alternate:
  vi: https://phatdev.net/docs/moneyflow
markdown: https://phatdev.net/en/docs/moneyflow.md
---

# MoneyFlow

> iPhone and iPad app for household finances: income and spending, budgets, savings, gold, debts, bills, cost splitting and one shared ledger synced through a server the household runs itself.

## Getting started

- [Introduction and what's new](https://phatdev.net/en/docs/moneyflow/gioi-thieu.md): What MoneyFlow is, its three principles, major changes by version and the documentation index.
- [Install and get started](https://phatdev.net/en/docs/moneyflow/cai-dat.md): Requirements, building from source, first sign-in, demo mode, setting up the sync server and troubleshooting.

## Features

- [Recording transactions and categories](https://phatdev.net/en/docs/moneyflow/ghi-chep.md): The entry screen, category suggestion from the note, the list, the calendar, receipt photos and 27 default categories.
- [Budgets, reports and CSV export](https://phatdev.net/en/docs/moneyflow/ngan-sach-bao-cao.md): Rolling budgets with alerts at 80% and 100%, reports by period and member, exporting transactions to CSV.
- [Savings, gold and goals](https://phatdev.net/en/docs/moneyflow/tiet-kiem-vang.md): Deposits, gold and profit or loss, the live 99.9 gold price with a stale state, price alerts, savings goals.
- [Bills, recurring transactions and debts](https://phatdev.net/en/docs/moneyflow/hoa-don-dinh-ky-no.md): Bill reminders, paid cycles and overdue, recurring transactions that keep their original day, money lent and borrowed.
- [Family split and sync](https://phatdev.net/en/docs/moneyflow/chia-tien-dong-bo.md): How costs are split evenly, what the shared ledger contains, how sync works and member roles.

## Security & engineering

- [Security and privacy](https://phatdev.net/en/docs/moneyflow/bao-mat.md): App lock, data encryption, the sync server, demo mode and the limits to know about.
- [Architecture and engineering rules](https://phatdev.net/en/docs/moneyflow/kien-truc.md): SwiftUI + SwiftData, the Node.js server, sync rules, payload validation, testing.

## Reference

- [Changelog](https://phatdev.net/en/docs/moneyflow/changelog.md): Notable changes by version. Latest: 0.6.0 (2026-10-11).